Private Medical Insurance

Nothing is more important than your health, and the health of your family. 

Private Medical Insurance (PMI) gives you peace of mind that if you were to suffer a serious illness or injury, you can receive the best private care, including access to specialist hospitals. 

What is Private Medical Insurance? 

Private Medical Insurance ensures that the costs for private healthcare for unforeseen medical conditions are met by the insurance company. It is important to note that PMI will only cover non-pre-existing acute conditions. An acute condition is one that has a start date and, potentially, an end date.

The NHS will still deal with emergency treatment, so if you are rushed to hospital, it will be the NHS that treats you. You would then be transferred to a private hospital as soon as you are well enough to do so.

All Private Medical Insurance companies offer some level of cover for the following: 

  • In patient care
  • Cancer cover
  • Private ambulances
  • Surgery fees
  • Diagnostic tests and consultations
  • Hospital choice

Why choose Cavendish Online to broker your Private Medical Insurance policy? 

• Cavendish Online aim to reduce the cost of your PMI, so after the policy has been live for one year, they will return to you a percentage of any initial commission received from the provider. * 

• You will have your own specialist PMI expert at Cavendish Online, who will make recommendations for your cover and support you throughout setting up your policy. 

• Cavendish Online are rated ‘Excellent’ on Trustpilot, and they are committed to the relentless pursuit of customers best interests. 

*The exact amount of commission and sum to be returned to you by cheque will be confirmed after commencement of the policy. Only an indication of this figure can be provided before this time. Please note, the percentage to be returned will not change, however until full underwriting and start date have been applied to the policy, we cannot be sure of the exact commission amount.

Cavendish Online can offer Private Medical Insurance cover through the following product providers: BUPA | VitalityHealth | The Exeter | Aviva Health | General & Medical | April UK | AXA