If you have an existing lifetime mortgage that’s more than a year old, then you could review your plan to see if you could access a better plan than was previously available to you.


Current market conditions

Lifetime mortgage interest rates are currently some of the lowest we’ve seen which could save you thousands of pounds in interest over the course of the plan compared to your current plan.

Plus, Nationwide have reported average UK house prices have risen by 9% in the last 3 years, meaning that you could release more money from your home to spend on anything else you wish.

Call Freephone 0800 470 2371 to discuss your existing plan and get your free plan review quotation.

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Get advice

Changing your existing equity release plan isn’t right for everyone and it’s important that you understand what it could mean for you. Radio Times work with Age Partnership+, who are part of the UK’s number 1 equity release advisor*. Through their service they can provide you with a free plan review quotation with no obligation to proceed.

Being able to change your plan will depend upon whether you qualify for the latest plan developments, any changes in the value of your house, the amount outstanding on your equity release plan, including interest that has accrued and any potential early repayment charges that may be applicable.

Your advisor will explain the effect on the amount of inheritance you can leave if your entitlement to means-tested benefits could be affected now or in the future.

To discuss your existing plan and see how much more you could release, call Freephone 0800 470 2371.

Equity release may involve a lifetime mortgage which is secured against your property. To understand the features and risks, ask for a personalised illustration. Equity released, plus accrued interest, is to be repaid upon death or moving into long-term care.

Initial advice is provided for free and without obligation. Only if you choose to proceed and your case completes would a typical fee of £1,995 be payable.

Information correct at time of publishing.

* Based on the volume of plans from a panel of lenders Q1 2021 – Q3 2021.


The Radio Times equity release service is provided by Age Partnership Limited. Age Partnership Plus may need to contact you using the details you are providing regarding products and services relevant to your enquiry. For more information on how Age Partnership and Radio Times will process your personal information, please view their privacy policies here: Age Partnership Radio Times. Age Partnership Limited, 2200 Century Way, Thorpe Park, Leeds LS15 8ZB. Company registered in England and Wales No. 5265969. VAT registration number 162 9355 92. Age Partnership Limited is authorised and regulated by the Financial Conduct Authority. FCA registered number 425432 and is trading as Age Partnership Plus.